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For NON-EV users !!!

If you are driving a fossil car and you are planning to keep it but
want to use it in the most environmentally friendly way.

Here are some suggestions (we skip drive less/drive economic/use highest availible gear – that we already know)

If you drive petrol

Default: use E10 if your car is compatible

If your petrol car is older / not E10-compatible:
Use E5 (often 98 octane “premium”) and check the official compatibility lists. (acea.auto)

If your petrol car is FlexFuel (E85-capable):
E85 can reduce fossil CO₂, but cold-start behavior and the ethanol pathway matter—use it where it’s supported and documented, and still apply the “burn less fuel” steps.

If you drive diesel

Best practical option (if approved): HVO100 / Renewable diesel (EN 15940, often marked “XTL”)

If your diesel is not approved for HVO100:
Use standard diesel with the highest certified renewable content available (often sold as branded “eco”/”evolution” diesel blends), and focus extra hard on eco-driving and winter habits. (f3 centre)

4) Don’t get “greenwashed”: what to look for

Biofuels vary a lot. For the most climate-friendly outcome:

Quick Nordic decision guide

What HVO is

HVO stands for Hydrotreated Vegetable Oil (often called renewable diesel). It’s a paraffinic diesel fuel—a hydrocarbon fuel that is chemically very similar to fossil diesel, so it can often be used as a “drop-in” fuel in diesel engines (subject to OEM approval for HVO100). (f3 centre)

You’ll also see the term HEFA (Hydroprocessed Esters and Fatty Acids). In practice, HEFA/HVO refers to the same family of fuels made by hydrotreating oils and fats. (f3 centre)

How HVO is made (in plain terms)

HVO is produced by taking oils/fats (from multiple possible feedstocks) and running them through a hydrogen treatment (hydrotreatment) process with catalysts. This removes oxygen and “rebuilds” the molecules into diesel-like hydrocarbons. (Cummins Inc.)

Feedstocks can include:

HVO vs “biodiesel” (FAME/RME) — why it matters

This is why HVO is often described as “drop-in” while FAME is more limited.

Standards, labels, and what “XTL” means

The two key diesel standards you’ll see

“XTL” on the fuel cap / pump

XTL is a standardized label that indicates the vehicle is approved for EN 15940 paraffinic diesel (which can include HVO). (Volkswagen Ireland)

Blends vs HVO100 (and why OEM approval still matters)

In Sweden, industry guidance commonly notes that EN 590 compliance can effectively limit HVO blending in “standard diesel” to around 50–70% in some contexts (again: depends on meeting the final diesel spec). (Mobility Sweden)

What it means for your Volvo V60 (2020)

Volvo’s own support documentation for V60 model year 2020 states that diesel should meet EN 590 or SS 155435, and that paraffinic diesel (HVO, XTL) according to EN 15940 can be used. (Volvo Cars)

Practical takeaway for your car:

Performance and drivability notes

What drivers typically notice (engine-dependent):

Emissions: tailpipe vs climate footprint

Tailpipe pollutants

HVO tends to be low in sulphur and aromatics and can reduce soot/smoke in some conditions, but NOx and regulated emissions outcomes are engine and aftertreatment dependent (DPF/SCR calibration matters).

Climate impact (life-cycle)

Suppliers commonly report up to ~90% lower life-cycle GHG emissions versus fossil diesel, depending heavily on feedstock and production pathway. (Neste)

Important nuance: At the tailpipe, CO₂ still comes out when you burn HVO—what changes is the life-cycle accounting (biogenic carbon, upstream emissions, avoided fossil extraction, etc.).

Sustainability: the part people argue about

HVO can be excellent or problematic depending on inputs.

What good looks like

The main risk: indirect land-use change (ILUC)

Some crop-based pathways (notably certain palm-related pathways) have raised ILUC concerns. The EU has specific rules to define and manage high ILUC-risk feedstocks and certification of low-ILUC risk pathways. (EUR-Lex)

How to sanity-check claims

For “serious” climate claims, look for:

Nordics: what’s special here

Availability and common options

The Nordics have been early adopters of HVO, partly because it’s an easy drop-in lever for cutting transport emissions without changing fleets overnight. Nordic fuel markets also have long experience with blending mandates and high renewable shares.

Sweden examples:

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